It’s time to repay my debt VII

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Time really flies!!! A few more days, the month of April will be gone. Gesh, and that means a third of the year will be gone as well.

Time really wait for no man, it just goes on and on and on…. Haiz…

Anyway for the last 2 weeks, it had been a busy tiring but yet rewarding and meaningful week for me. As stated in my previous post, I was involved in a Residential Program with APS for the past 2 weeks, the program was about letting the student getting used to living in a community setting, getting used to a fixed routine and structure, getting used to discipline, doing things that they normally don’t like to do. 

We also train them to get used to wait for friends for meals and activities, getting them used to thinking and caring for others and not on one self only. Getting used to think before they act and do the right thing at the right time and at the right place. We also taught them to be brave and to get them used to being  responsible for their action despite the outcome.

Well, I guessed that there’s many other learning they will pick up along the way, as for me, I think the key learning was a reminder for me to be at ease with my current situation, accept where am I today was all because of my own action. It also let me realised that nowadays, I pretty used to the routine (in terms of financial management) that I having now. Getting used to the discipline of clearing my debt and at the same time still live the way i want, buy the things I want and at the same time planning for my future.

However don’t get me wrong, at ease with my situation doesn’t means that I’m in my comfort zone and happy with my situation to the point that I not doing anything more. I am clear that eventhough I getting used to the routine of saving, repaying and buying, I’m still far away from my ideal living lifestyles, like there are still things that I want to buy, food that I want to eat, places I want to go.  My bank statement is still in the low low end and my own net worth is also super low, so there are how work for me to do and more roads for me to travel in order to get me to where I want.

Well, despite all the low net worth and stuff, there is one area that is getting lower and lower too and of course, that is the amount of my debt. With this post, I am so happy to declare that I had cleared a fair of my debt and the amount left had just dropped past the $5k mark. Well done, Jones!! I guess I really need to give myself a pat on the shoulder, ha!!  :wink:

 (Total Amount Left to Clear: S$4900)

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